[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/pbag.cz\/pujcka-pro-podnikajici\/#Article","mainEntityOfPage":"https:\/\/pbag.cz\/pujcka-pro-podnikajici\/","headline":"P\u016fj\u010dka pro podnikaj\u00edc\u00ed","name":"P\u016fj\u010dka pro podnikaj\u00edc\u00ed","description":"Soukrom\u00fd sektor a lid\u00e9, kte\u0159\u00ed se v n\u011bm \u010din\u00ed, tedy podnikaj\u00ed, se li\u0161\u00ed od sektoru st\u00e1tn\u00edho p\u0159edev\u0161\u00edm v tom, \u017ee zde se za v\u0161ech okolnost\u00ed mus\u00ed da\u0159it vyd\u011bl\u00e1vat pen\u00edze. Soukrom\u00fdm podnikatel\u016fm toti\u017e nikdo ned\u00e1 nic zadarmo, ti nemohou po\u010d\u00edtat ani se subvencemi od vl\u00e1dy, ani s t\u00edm, \u017ee by jim st\u00e1t snad n\u011bco odpustil ve […]","datePublished":"2020-09-20","dateModified":"2020-09-20","author":{"@type":"Person","@id":"https:\/\/pbag.cz\/author\/#Person","name":"","url":"https:\/\/pbag.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pbag.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/pbag.cz\/wp-content\/uploads\/libry%20dvacky.jpg","url":"https:\/\/pbag.cz\/wp-content\/uploads\/libry%20dvacky.jpg","height":0,"width":0},"url":"https:\/\/pbag.cz\/pujcka-pro-podnikajici\/","wordCount":453,"articleBody":"   Soukrom\u00fd sektor a lid\u00e9, kte\u0159\u00ed se v n\u011bm \u010din\u00ed, tedy podnikaj\u00ed, se li\u0161\u00ed od sektoru st\u00e1tn\u00edho p\u0159edev\u0161\u00edm v tom, \u017ee zde se za v\u0161ech okolnost\u00ed mus\u00ed da\u0159it vyd\u011bl\u00e1vat pen\u00edze. Soukrom\u00fdm podnikatel\u016fm toti\u017e nikdo ned\u00e1 nic zadarmo, ti nemohou po\u010d\u00edtat ani se subvencemi od vl\u00e1dy, ani s t\u00edm, \u017ee by jim st\u00e1t snad n\u011bco odpustil ve snaze je zachr\u00e1nit. Soukromn\u00edci jsou zkr\u00e1tka zodpov\u011bdn\u00ed sami za sebe a svou existenci. A to rozhodn\u011b nen\u00ed jednoduch\u00fd \u00fakol.Zajistit si v soukrom\u00e9 sf\u00e9\u0159e dostate\u010dn\u00e9 p\u0159\u00edjmy b\u00fdv\u00e1 obt\u00ed\u017en\u00e9. A jsou i \u00fadob\u00ed, kdy je to naprosto beznad\u011bjn\u00e9. Proto\u017ee n\u011bkdy se tu zkr\u00e1tka neda\u0159\u00ed a nen\u00ed v sil\u00e1ch soukromn\u00edka, aby na tom n\u011bco zm\u011bnil. A kdy\u017e u\u017e se situace zkomplikuje v\u00edce, ne\u017e je to \u00fanosn\u00e9, ur\u010dit\u011b p\u0159ijde vhod p\u016fj\u010dka, kter\u00e1 by pomohla vy\u0159e\u0161it do\u010dasn\u00e9 t\u011b\u017ekosti.Ov\u0161em p\u016fj\u010dka pom\u016f\u017ee podnikateli jedin\u011b tehdy, kdy\u017e ji tento dostane, a to nav\u00edc za v\u00fdhodn\u00fdch podm\u00ednek. A pro v\u011bt\u0161inu p\u016fj\u010dek bohu\u017eel plat\u00ed, \u017ee nejsou ani v\u00fdhodn\u00e9, ani dosa\u017eiteln\u00e9 pro toho, kdo je pr\u00e1v\u011b a\u017e po u\u0161i v probl\u00e9mech nebo dokonce \u00fapln\u011b na dn\u011b.A proto je dob\u0159e, \u017ee u n\u00e1s existuje i americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Ta je tu toti\u017e na rozd\u00edl od v\u011bt\u0161iny jin\u00fdch p\u016fj\u010dek snadno dostupn\u00e1 a v\u00fdhodn\u00e1 z\u00e1rove\u0148. Ten, kdo ji chce z\u00edskat, nemus\u00ed m\u00edt nezbytn\u011b ani dost dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a hodn\u011b vysok\u00e9 p\u0159\u00edjmy, n\u011bkdo takov\u00fd se dokonce nemus\u00ed b\u00e1t ani z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f, exekuc\u00ed a podobn\u011b. Proto\u017ee se u nebankovn\u00edch hypot\u00e9k lid\u00e9 zaru\u010duj\u00ed za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed z\u00e1stavou sv\u00e9 nemovitosti, a to je garance podstatn\u011bj\u0161\u00ed ne\u017e n\u011bjak\u00e9 otravn\u00e9 d\u016fkladn\u00e9 prov\u011b\u0159ov\u00e1n\u00ed z\u00e1jemc\u016f.A tak tu ka\u017ed\u00fd z podnikatel\u016f dostane za onu z\u00e1stavu i docela velk\u00e9 pen\u00edze, je\u017e m\u016f\u017ee do sv\u00e9 firmy investovat. A t\u00edm ji dost mo\u017en\u00e1 i zachr\u00e1nit. A to bez nutnosti nesmysln\u011b n\u00e1ro\u010dn\u011b pap\u00edrovat, bez nutnosti dlouho \u010dekat a dost mo\u017en\u00e1 i naprosto marn\u011b doufat. Nebankovn\u00ed spole\u010dnosti toti\u017e slou\u017e\u00ed \u017eadatel\u016fm a pom\u00e1haj\u00ed. A t\u00edm jedin\u00fdm, co za to \u017e\u00e1daj\u00ed, je ona z\u00e1stava a n\u00e1sledn\u00e9 sv\u011bdomit\u00e9 spl\u00e1cen\u00ed. A to je p\u0159ece skv\u011bl\u00e1 informace, nemysl\u00edte?                                                                                                                                                                                                                                                                                                                                                                                                  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